The financial operating system for African businesses.
Invoicing, expenses, M-Pesa reconciliation, VAT and reports — in one calm, powerful workspace. Wave-simple. ERP-accurate.
Trusted by growing teams across Kenya
Why LedgerFlow exists
Great accounting shouldn't be a luxury reserved for enterprises.
Kenyan SMEs move fast, sell across M-Pesa, till and bank, and juggle VAT, WHT and TOT. Legacy software wasn't built for it. Spreadsheets can't keep up.
We combined the simplicity of Wave with the accuracy of an ERP — then rebuilt it around Kenya.
Built for Kenya, from the first shilling.
Every invoice, every credit note, every filing — designed against the actual KRA rules your accountant references. eTIMS-ready today, VAT3 and WHT computed automatically, Turnover Tax where it applies.
"Filing VAT3 used to take my accountant a whole Saturday. LedgerFlow builds it in under a minute — reconciled to the last cent."
"We got eTIMS-compliant in 20 minutes. KRA acknowledgement lands on the invoice before the client even opens it."
The product
One workspace. Every number where it belongs.
A calm, dense workspace that shows you the state of the business at a glance.
Capabilities
A complete financial OS — without the complexity.
Eight tightly integrated modules on a single double-entry ledger. Every posting is traceable. Every report reconciles. Every time.
Invoicing that gets paid.
Branded quotes, invoices and credit notes. M-Pesa, card and bank payment links. Auto-posted to the ledger the moment cash lands.
AI Bookkeeper
Snap a receipt. It's categorised, posted, VAT-split and filed — in under 4 seconds.
KRA-ready by design
VAT3, WHT, TOT and Income Tax computed automatically. eTIMS-ready today.
Reports that always reconcile
P&L, Balance Sheet, Cash Flow, Trial Balance, A/R & A/P Aging. Export to CSV, XLSX or PDF in one click.
Run every business you own
The agency, the shop and the side hustle — one login, isolated books, role-based access.
End-to-end visibility
See every shilling — across every account.
M-Pesa tills, paybills, KCB, Equity, NCBA, Co-op, petty cash and FX — one live ledger. Know your cash position, your tax exposure and your profitability today, not at month-end.
Workflow
From invoice to insight — in one loop.
Bill your client
Send a branded invoice with an M-Pesa or card link.
Get paid
Payments auto-match to the invoice — nothing to reconcile.
Record costs
Snap a receipt. AI categorises and posts to the ledger.
See the truth
Live P&L, cash flow and tax position — always current.
Customers
The teams building modern Kenyan businesses.
"We closed our month in 40 minutes instead of three days. Our accountant asked which software we switched to."
"The visibility across M-Pesa and our banks means I finally know our real cash position at any hour."
"Finally accounting software that speaks Kenyan. VAT3, WHT, eTIMS — all of it, out of the box."
"I run three entities. Switching between their books takes one click, and consolidated reports just work."
Pricing
Priced for Kenyan businesses. Not silicon valley.
All prices in KES. No card required. Cancel any time.
For freelancers and side hustles just starting out.
- 1 business
- Up to 25 invoices/mo
- M-Pesa reconciliation
- Basic reports
The complete financial OS for growing Kenyan SMEs.
- Unlimited invoices & quotes
- M-Pesa + all major banks
- Full VAT, WHT & TOT
- eTIMS-ready invoicing
- AI Bookkeeper
- Team access & roles
For accountants and multi-entity operators.
- Unlimited businesses
- Client portal
- Priority support
- Advisory workflows
- SSO & audit logs
Questions
Kenya-specific answers, before you ask.
Compliance, integrations and onboarding — the things finance teams in Nairobi actually want to know.
Still unsure? Talk to usGet in touch
Talk to a Nairobi-based finance specialist.
Leave your email or WhatsApp number. A human — not a bot — replies within one business day.
Ready when you are
Run your business like the world's best.
Join hundreds of Kenyan businesses running their finances on LedgerFlow.